Debitum Bonus 2026: Get 1% Cashback on Your First 30 Days

The Debitum bonus is 1% cashback on what new investors invest in their first 30 days, as of November 2026. Debitum pays the bonus only for sign-ups through a partner link. Debitum is rated 1.6 out of 5, Not recommended, in the Debitum review.

By Uffe Stjernholm
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We earn a commission when you open an account through a link on this page. Depending on the platform, the commission is a fixed amount per new investor, a share of what that investor invests during a set period, or both. It costs you nothing. The methodology explains how platforms are rated.

1% cashback

On your investments within 30 days

€20 on €2,000 · +1 percentage point on your first year's return

Investing on Debitum puts your capital at risk, and a bonus doesn't change that.

Claim bonus

Opens debitum.investments

Bonus
1%
Cashback
Required
€10
Platform minimum. No bonus minimum.
Time to invest
30 days
Hold
Not stated
By the platform
Referral code
None
Via the link

What is the Debitum bonus?

The Debitum bonus is 1% cashback on every investment you make in your first 30 days after registering. Debitum pays it to new investors who sign up through a partner link, such as the one on this page. Debitum’s registration form has a referral code field, which stays empty for this offer.

Debitum's 1% is the most common rate among the 20 cashback offers on this site. Of the other 19, 6 pay more, 7 also pay 1% and 6 pay less. Debitum gives you 30 days to invest. No other bonus on this site with a set number of days gives you less. 5 others also give 30 days, and 15 give you more.

The cashback is Debitum’s cost of winning a new investor, and it says nothing about the notes your money buys. On Debitum you buy notes of Latvian forest and land companies and asset-backed securities that package business loans.

How to claim Debitum’s cashback

  1. Click the claim button on this page

    Open the link in the browser you'll register in.

    Claim bonus ↑
  2. Register and complete verification

    Sign up with your real details. Before you can invest, Debitum requires identity verification, its Know Your Client questionnaire, its Suitability and Appropriateness questionnaire and a verified email. Debitum may also ask for address verification, which allows transactions from €1,000 up to €15,000, and source-of-funds verification for turnover above €15,000.

  3. Deposit and invest within 30 days

    Every euro you invest in your first 30 days counts toward the 1% cashback.

    Ongoing
  4. Receive your cashback

    Debitum credits the cashback to your Debitum account, on a date it doesn't publish.

What is the cashback worth for your amount?

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€20
Added to your first year's return, once
+1 percentage point

Common mistakes that reduce the bonus

Investing a little at a time
Debitum's 30 days start at registration, not at your first deposit. Money you invest after day 30 earns no cashback, so decide your amount upfront and invest it early.
Registering without the link
An account opened without the link earns no cashback, because Debitum pays it only to sign-ups that arrive through a partner link.
Ad blocker during sign-up
An ad blocker can stop the link from crediting your sign-up, and then the cashback never tracks. Turn it off until the account exists.
Leaving cash uninvested
Only invested money counts. A deposit left idle in your Debitum account earns no cashback, so choose your investments as soon as the money arrives.

Offer history

Debitum has 13 offers open to new investors on record since November 2019. 12 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, Triple Dragon's Exclusive Cashback, ended on 21 June 2024. Debitum has started no campaign since November 2025.

Offers on Debitum running now or ended since November 2025
Offer Conditions From Until
1% cashback Invested within 30 days RunningVerified 10 Nov 2026Claim
Offers that ended before November 2025 (12)
Offers on Debitum that ended before November 2025
Offer Conditions From Until
Triple Dragon's Exclusive Cashback 1–2% cashback Unknown
Pre-summer 2% Cashback 2% cashback Unknown
Money back before Valentine’s Day 3% extra interest Unknown
5% Cashback Christmas 5% extra interest Unknown
Autumn Wave 2% Cashback 2% cashback Unknown
Summer farewell with Cashback from Triple Dragon 1% cashback Unknown
Summer cashback together with Sandbox Funding 2% cashback Unknown
Back to business together with FLEXIDEA 2% extra interest Unknown
Easter campaign with Flexidea 0.5% cashback Unknown
Christmas Campaign 1% cashback €500+ invested
Black Friday 1% cashback €1,000+ invested
Cashback offer for Black Friday week 1% cashback €1,000+ invested

The dates come from Debitum's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running.

How Debitum's offer compares

Debitum's offer pays €20 on €2,000 invested. Of the other 23 bonuses on this site, 6 pay more on that amount, 6 pay the same and 11 pay less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

  2. Mintos bonus · €25 bonus

    €25 on €2,000

  3. Nectaro bonus · 1% cashback

    €20 on €2,000

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

  7. PeerBerry bonus · 0.5% extra interest

    €3.33–€10 on €2,000, depending on loan length

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

  2. Lendermarket bonus · 1.5% cashback

    €30 on €2,000

  3. Robocash bonus · 1–2.5% cashback

    €20 on €2,000

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated
  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated
  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated
  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP
  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II
  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback You're here

    €20 on €2,000

    Claim bonus

    Opens debitum.investments

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

  3. Estateguru bonus · 0.5% cashback

    €10 on €2,000, paid as investment credit

  4. Lonvest bonus · 0.25–1% cashback

    €5–€20 on €2,000

  5. Maclear bonus · 3% cashback

    €60 on €2,000

  6. Loanch bonus · 1% cashback

    €20 on €2,000

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need a Debitum referral code?

No, you don't need a Debitum referral code to get the Debitum bonus. Signing up through the link on this page gives new investors 1% cashback as of November 2026. The Debitum sign-up form has a referral code field, and the Debitum bonus doesn't need anything in it. No promo code or bonus code is needed either. A friend's Debitum referral code signs you up to Debitum's refer-a-friend program, whose terms say it can't be combined with other promotions.

Can I get the bonus if I already have a Debitum account?

No, the Debitum bonus is for new investors only. Existing Debitum investors can still earn more through Debitum's loyalty program.

When do I get the Debitum bonus?

Debitum publishes no payout date for its sign-up cashback, as of November 2026. The cashback is credited to your Debitum account.

Do I pay tax on the Debitum bonus?

Whether you pay tax on the Debitum bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How does Debitum's refer-a-friend program work?

Debitum's refer-a-friend program pays €20 to an existing investor and €20 to each friend they invite, once the friend has invested €1,000 within their first 30 days. Debitum pays the €20 within one business day of the friend's qualifying investment. Only new Debitum accounts qualify as invited friends. Debitum's referral terms say the program can't be combined with other promotions.

How much do I need to invest to get the Debitum bonus?

€10 is the least you can invest to get the Debitum bonus. €10 is Debitum's own minimum, and the bonus sets no minimum of its own. Every euro you invest in your first 30 days counts toward Debitum's cashback.

Has Debitum offered other bonuses before?

Yes, Debitum has 13 offers open to new investors on record since November 2019. 12 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, Triple Dragon's Exclusive Cashback, ended on 21 June 2024. Debitum has started no campaign since November 2025.
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms

Required by Debitum's affiliate program

Investing on Debitum involves risk, including the possible loss of capital. Past performance is not a reliable indicator of future results. The information provided is not investment advice and does not take into account your personal financial situation, investment objectives or risk tolerance. Before investing, please read the relevant key information document and prospectus available on the Platform and consider whether the product is suitable for you. SIA DN Operator is licensed as an investment firm by Latvijas Banka (Bank of Latvia). Investments are covered by the Latvian investor compensation scheme up to €20,000 per investor under EU Directive 97/9/EC, subject to the conditions of that scheme. The author of this content participates in the Debitum affiliate program and may receive remuneration based on traffic or conversions originating from this content.