Question 1

Do I need a Go & Grow referral code?

Accepted Answer

No, you don't need a Go & Grow referral code to get the Go & Grow bonus. No promo code or bonus code is needed either.

Question 2

Can I get the bonus if I already have a Go & Grow account?

Accepted Answer

No, the Go & Grow bonus is for new investors only. The sign-up bonuses of other platforms are listed under all P2P bonuses.

Question 3

When do I get the Go & Grow bonus?

Accepted Answer

The Go & Grow bonus is credited at sign-up.

Question 4

Can I withdraw the Go & Grow bonus?

Accepted Answer

Yes, the Go & Grow bonus can be withdrawn from day 30, when its lock ends.

Question 5

Do I pay tax on the Go & Grow bonus?

Accepted Answer

Whether you pay tax on the Go & Grow bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you. Go & Grow's own tax report listed the €5 welcome bonus as bonus income, under other income, for an account opened in January 2026.

Question 6

How does Go & Grow's refer-a-friend program work?

Accepted Answer

Go & Grow's refer-a-friend terms give a friend who registers through an existing investor's link €5 on the registration day. Go & Grow pays the friend another €5 within 90 days after day 30, once the friend has invested at least €50. Go & Grow can take the first €5 back if the friend hasn't invested €50 within 30 days. The inviting investor gets €5 for each friend who adds at least €50 within 30 days of signing up. Go & Grow's Grow Together campaign pays the inviting investor and the friend 1.5% each of what the friend adds, on up to €5,000, when the friend adds at least €500 within 30 days, as of November 2026. A friend's Go & Grow refer-a-friend link pays new investors €10 once they invest €50, more than this offer's €5 at every amount.

Question 7

Has Go & Grow offered other bonuses before?

Accepted Answer

Yes, Go & Grow has 2 offers open to new investors on record since December 2016.

Question 8

What do I have to do to keep the €5?

Accepted Answer

You keep Go & Grow's €5 by depositing at least €50 within 30 days of signing up and having at least €55 in your account, your €50 plus the €5, when the 30 days end. Go & Grow's terms let Go & Grow reclaim the €5 in full if you haven't bought €50 of claims within 30 days of receiving the bonus. Go & Grow buys the claims with your deposit automatically. Once the 30 days end with the balance met, Go & Grow's €5 is yours to withdraw.

Question 9

Does the bonus earn returns during the 30 days?

Accepted Answer

Yes, Go & Grow's €5 earns the daily return with the rest of your balance during the 30 days. Go & Grow uses the €5 to buy you claims on loans, as it does with a deposit.

Offer	Conditions	From	Until
€5 bonus	€50+ invested within 30 days, kept invested to day 30	20 Jan 2026 or earlier	RunningVerified 10 Nov 2026Claim
€5 bonus	Unknown	30 Dec 2016 or earlier	20 Mar 2017 or later

Go & Grow (Formerly Bondora) Bonus 2026: Get a €5 Welcome Bonus Added at Sign-Up

What is the Go & Grow bonus?

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