Lendermarket Bonus 2026: Get 1.5% Cashback on Your First 90 Days

The Lendermarket bonus is 1.5% cashback on what new investors invest minus what they withdraw in their first 90 days after verification, as of November 2026. Lendermarket pays the bonus only for sign-ups through a partner link.

By Uffe Stjernholm
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Lendermarket logo

Lendermarket

2.3/5 · High risk

1.5% cashback

On what you invest minus what you withdraw, within 90 days

€30 on €2,000 · +1.5 percentage points on your first year's return

Withdrawals before day 90 reduce the cashback

Checked against the offer listing for affiliate sites

Investing on Lendermarket puts your capital at risk, and a bonus doesn't change that.

Claim bonus

Opens lendermarket.com

Bonus
1.5%
Cashback
Required
€10
Platform minimum. No bonus minimum.
Time to invest
90 days
From verification
Hold
Day 90
Withdrawals before then reduce the cashback
Referral code
None
Via the link

What is the Lendermarket bonus?

The Lendermarket bonus is 1.5% cashback on the net funds you invest in your first 90 days after Lendermarket validates your account, as of August 2026. Lendermarket pays it to new investors who sign up through a partner link, such as the one on this page. Lendermarket’s registration form has a referral code field, which stays empty for this offer.

Lendermarket's 1.5% is above 1%, the typical rate among the 20 cashback offers on this site. Lendermarket gives you 90 days from verification to invest. 90 days is the most common length among the bonuses on this site with a set number of days. 11 others also give 90 days, 8 give you less and 1 gives you more.

The cashback is Lendermarket’s cost of winning a new investor, and it says nothing about the loans your money buys.

How to claim Lendermarket’s cashback

  1. Click the claim button on this page

    Open the link in the browser you'll register in.

    Claim bonus ↑
  2. Register and verify your identity

    Lendermarket verifies your identity through Sumsub before you can deposit. Your cashback period starts when Lendermarket validates your account.

  3. Deposit and invest within 90 days

    Money you invest and keep invested through day 90 counts toward the 1.5% cashback.

    Ongoing
  4. Receive your cashback

    Lendermarket pays the cashback within 5 business days after day 90.

    Day 90 + 5 business days

What is the cashback worth for your amount?

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€30
Added to your first year's return, once
+1.5 percentage points

A friend's Lendermarket refer-a-friend code pays new investors €75 once they invest €500. On €500 to under €5,000 invested in your first 30 days, the friend's €75 is more than this offer pays.

Common mistakes that reduce the bonus

Registering without the link
An account opened without the link earns no welcome cashback, because Lendermarket pays it to sign-ups that arrive through a partner link.
Ad blocker during sign-up
An ad blocker can stop the link from crediting your sign-up, and then the cashback never tracks. Turn it off until the account exists.
Withdrawing during the window
Lendermarket pays the cashback on net invested funds, so money you withdraw before your cashback period ends can lower the amount it's paid on.
Joining a competing campaign
Lendermarket's welcome cashback doesn't stack with its time-limited campaigns, so a new investor gets one or the other. Compare the two before you join a campaign.

Offer history

Lendermarket has 24 offers open to new investors on record since November 2021. 23 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, Lendermarket Cup, ended on 26 July 2026. Lendermarket has started 4 campaigns since November 2025.

Offers on Lendermarket running now or ended since November 2025
Offer Conditions From Until
1.5% cashback Invested within 90 days RunningVerified 10 Nov 2026Claim
Lendermarket Cup 0.5–2% cashback €250+ invested
INVEST2026 2% cashback Unknown
April Yield Bloom 0.5–2% cashback €3,000+ invested
Pot o’ Gold €300 bonus €17,000+ invested
Offers that ended before November 2025 (19)
Offers on Lendermarket that ended before November 2025
Offer Conditions From Until
Instant Deposits – Instant Rewards 0.5–2.5% cashback €500+ invested
Easter Special: Festive Cashback 1–3% cashback €5,000+ invested
The Green Season: Wealth Edition €100–€5,000 bonus €100 for €5,000+ invested, up to €5,000 for €150,000+
Cashback on New Deposits (January offers) 0.5–2.5% cashback €500+ invested
End of the Year Campaign (Wrap up 2024) €50–€500 bonus + 0.5–2.5% cashback €500 on €25,000+ invested · 0.5–2.5% on €500+ invested
Bright Friday 2024 0.3–2.5% cashback €500+ invested
Maximalists Bonus Campaign €300–€3,000 bonus €300 for €10,000+ invested, up to €3,000 for €100,000+
Summer Max-Out €8–€150 bonus €8 for €500+ invested, up to €150 for €5,000+
5th Anniversary 2.5% Cashback 2.5% cashback €500+ invested
Spring Fiesta €8–€150 bonus €8 for €500+ invested, up to €150 for €5,000+
High Five: max 5% Cashback Campaign 2.5–5% cashback €1,000+ invested
4th Anniversary 4-tier offer €8–€150 bonus €8 for €500+ invested, up to €150 for €5,000+
Creditstar short-term cashback (April 2023) 2–2.5% cashback €2,000+ invested
Flash March Cashback 2–3% cashback €500+ invested
Creditstar long-term loans 2% cashback (February 2023) 2% cashback €500+ invested
Special Christmas Offer 2022 1–3% cashback €1,000+ invested
2% cashback (August 2022) 2% cashback €1,000+ invested
Invest in long-term loans: up to 2% cashback, new investors only 1.5–2% cashback €1,000+ invested
Invest in November & get 2% cashback on Christmas Eve 2% cashback €1,000+ invested

The dates come from Lendermarket's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running.

How Lendermarket's offer compares

Lendermarket's offer pays €30 on €2,000 invested. Of the other 23 bonuses on this site, 4 pay more on that amount and 19 pay less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

    3.3/5 · Investable

  2. Mintos bonus · €25 bonus

    €25 on €2,000

    4.0/5 · Recommended

  3. Nectaro bonus · 1% cashback

    €20 on €2,000

    3.0/5 · Investable

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

    3.4/5 · Investable

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

    3.0/5 · Investable

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

    3.8/5 · Recommended

  7. PeerBerry bonus · 0.5% extra interest

    €3.33–€10 on €2,000, depending on loan length

    3.0/5 · Investable

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

    2.6/5 · High risk

  2. Lendermarket bonus · 1.5% cashback You're here

    €30 on €2,000

    2.3/5 · High risk
    Claim bonus

    Opens lendermarket.com

  3. Robocash bonus · 1–2.5% cashback

    €20 on €2,000

    2.8/5 · High risk

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

    2.0/5 · High risk

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

    2.7/5 · High risk

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated

  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP

  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II

  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback

    €20 on €2,000

    1.6/5 · Not recommended

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

    1.5/5 · Not recommended

  3. Estateguru bonus · 0.5% cashback

    €10 on €2,000, paid as investment credit

    1.3/5 · Not recommended

  4. Lonvest bonus · 0.25–1% cashback

    €5–€20 on €2,000

    1.3/5 · Not recommended

  5. Maclear bonus · 3% cashback

    €60 on €2,000

    1.3/5 · Not recommended

  6. Loanch bonus · 1% cashback

    €20 on €2,000

    1.0/5 · Not recommended

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need a Lendermarket referral code?

No, you don't need a Lendermarket referral code to get the Lendermarket bonus. Signing up through the link on this page gives new investors 1.5% cashback as of November 2026. The Lendermarket sign-up form has a referral code field, and the Lendermarket bonus doesn't need anything in it. No promo code or bonus code is needed either. Lendermarket's own promo codes come with its time-limited campaigns, such as a 2% cashback code for new and existing investors that ran until 30 April 2026.

Can I get the bonus if I already have a Lendermarket account?

No, the Lendermarket bonus is for new investors only. Existing Lendermarket investors can also join Lendermarket's time-limited campaigns while one is running. The sign-up bonuses of other platforms are listed under all P2P bonuses.

When do I get the Lendermarket bonus?

Within 5 business days after your Lendermarket cashback period ends, per the offer listing for affiliate sites. Lendermarket's cashback period starts when Lendermarket validates your account, not when you register.

Do I pay tax on the Lendermarket bonus?

Whether you pay tax on the Lendermarket bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How does Lendermarket's refer-a-friend program work?

Lendermarket's refer-a-friend program pays €75 to an existing investor and €75 to each friend they invite, under terms that apply from 22 October 2026. The friend has to deposit and invest at least €500 within 30 days of signing up, in Lendermarket loans that run 90 days or longer. The friend's €500 then has to stay invested for 90 days. Lendermarket's referral terms also exclude from any referral bonus an investor who has invested in a loan with a repayment term under 90 days. Lendermarket pays both bonuses within 5 working days after those 90 days. A friend's Lendermarket refer-a-friend code pays new investors €75 once they invest €500. On €500 to under €5,000 invested in your first 30 days, the friend's €75 is more than this offer pays.

How much do I need to invest to get the Lendermarket bonus?

€10 is the least you can invest to get the Lendermarket bonus. €10 is Lendermarket's own minimum, and the bonus sets no minimum of its own.

Can I combine this with Lendermarket's other campaigns?

No, Lendermarket's welcome cashback doesn't stack with Lendermarket's time-limited campaigns, per the offer listing for affiliate sites. While a Lendermarket campaign is running, a new investor gets either the campaign or the welcome cashback.

Has Lendermarket offered other bonuses before?

Yes, Lendermarket has 24 offers open to new investors on record since November 2021. 23 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, Lendermarket Cup, ended on 26 July 2026. Lendermarket has started 4 campaigns since November 2025.

What counts as "net invested funds"?

Net invested funds, read as written, are what you invest during your cashback period minus what you withdraw in it, as of November 2026. Money kept invested for the whole period counts in full. Neither Lendermarket's public pages nor its offer listing for affiliate sites defines the term.
Uffe Stjernholm
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms