Nectaro Bonus 2026: Get 1% Cashback on Your First 30 Days

The Nectaro bonus is 1% cashback on the average amount new investors keep invested each day over their first 30 days, as of November 2026.

By Uffe Stjernholm
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Nectaro logo

Nectaro

3.0/5 · Investable

1% cashback

On the average amount you keep invested each day over your first 30 days

€20 on €2,000 · +1 percentage point on your first year's return

Withdrawals before day 30 reduce the cashback

Nectaro bonus terms ↗ · Checked against Nectaro's own pages

Investing on Nectaro puts your capital at risk, and a bonus doesn't change that.

Claim bonus

Opens nectaro.eu

Bonus
1%
Cashback
Required
€50
Platform minimum. No bonus minimum.
Time to invest
30 days
From sign-up
Hold
Day 30
Withdrawals before then reduce the cashback
Referral code
None
No code to enter

What is the Nectaro bonus?

The Nectaro bonus is Nectaro’s Newbies cashback of 1% on your average daily investment balance over your first 30 days after registering. Nectaro gives the cashback to new investors, whichever way they sign up, once registration, the identity check (KYC) and the Suitability & Appropriateness assessment are complete.

Nectaro gives you 30 days from sign-up to invest. No other bonus on this site with a set number of days gives you less. 5 others also give 30 days, and 15 give you more.

How to claim on Nectaro

  1. Open Nectaro through the link on this page

    Use the claim button above to open Nectaro's registration.

    Claim bonus ↑
  2. Register, verify your identity and take the assessment

    Confirm your e-mail address, verify your identity in Nectaro's identity check, then complete its Suitability & Appropriateness assessment. You need a valid passport or ID card and a home address in the EEA.

  3. Invest early and stay invested

    Invest your full amount as soon as your account is open, and keep it invested for the rest of your 30 days.

  4. Receive the cashback

    Nectaro credits the cashback in the month after your 30 days end.

What is the bonus worth for your amount?

Nectaro’s offer is set on your average balance, so what it’s worth grows with how much you invest and how early in your first 30 days you do it.

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€20
Added to your first year's return, once
+1 percentage point

Mistakes that reduce the bonus

Counting the days from verification
Nectaro's 30 days start the day you register your e-mail address, and the time your identity check takes isn't added to them.
Investing late in the window
Money invested halfway through the 30 days counts for only half of them in the average, so it earns half the cashback.
Withdrawing before day 30
A withdrawal lowers your average daily balance for the rest of the 30 days, and the cashback with it.

Offer history

Nectaro has 20 offers open to new investors on record since February 2024. 17 of them are campaigns, and 3 are versions of its standard sign-up offer, one for each change in its terms. The latest campaign, Summer Storm, ended on 26 August 2026. Nectaro has started 6 campaigns since November 2025.

Offers on Nectaro running now or ended since November 2025
Offer Conditions From Until
1% cashback Invested within 30 days, no holding period RunningVerified 10 Nov 2026Claim
Summer Storm 1–3% cashback Unknown
Summer Splash 1–4% cashback €1,000+ invested
Spring Accelerate 1–4% cashback €300+ invested
Double Newbie Bonus 2% cashback Invested within 30 days
Winter to Spring New Investors Challenge €20–€200 bonus €20 at a €1,000+ average balance over the first 30 days, up to €200 at €10,000+
Birthday Growth Challenge 1–3% cashback €1,000+ invested
Auto-Invest step-up 0.29% extra interest Unknown
Offers that ended before November 2025 (12)
Offers on Nectaro that ended before November 2025
Offer Conditions From Until
Autumn Newbies Challenge €30–€300 bonus €30 at a €1,000+ average balance over the first 30 days, up to €300 at €10,000+
August Accelerate 1–4% cashback €300+ invested
Summer-Ready 1–5% cashback €1,000+ invested
Start Smart €50 bonus €1,000+ invested within 30 days
Cashback campaign (February 2025) 1.5–4% cashback €1,000+ invested
Limited-Time Newbies Campaign 3% cashback Invested within 30 days
“Longer” is the New “More” 1–5% cashback €500+ invested
1% cashback Invested within 30 days
Summer Investment Marathon 2024 0.5–5.5% cashback €50+ invested
Triple Play Cashback 1–3% cashback €500+ invested
1% cashback Invested within 21 days
Love & Invest 1–5% cashback €50+ invested

The dates come from Nectaro's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running.

How Nectaro's offer compares

Nectaro's offer pays €20 on €2,000 invested. Of the other 23 bonuses on this site, 6 pay more on that amount, 6 pay the same and 11 pay less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

    3.3/5 · Investable

  2. Mintos bonus · €25 bonus

    €25 on €2,000

    4.0/5 · Recommended

  3. Nectaro bonus · 1% cashback You're here

    €20 on €2,000

    3.0/5 · Investable
    Claim bonus

    Opens nectaro.eu

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

    3.4/5 · Investable

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

    3.0/5 · Investable

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

    3.8/5 · Recommended

  7. PeerBerry bonus · 0.5% extra interest

    €3.33–€10 on €2,000, depending on loan length

    3.0/5 · Investable

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

    2.6/5 · High risk

  2. Lendermarket bonus · 1.5% cashback

    €30 on €2,000

    2.3/5 · High risk

  3. Robocash bonus · 1–2.5% cashback

    €20 on €2,000

    2.8/5 · High risk

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

    2.0/5 · High risk

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

    2.7/5 · High risk

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated

  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP

  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II

  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback

    €20 on €2,000

    1.6/5 · Not recommended

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

    1.5/5 · Not recommended

  3. Estateguru bonus · 0.5% cashback

    €10 on €2,000, paid as investment credit

    1.3/5 · Not recommended

  4. Lonvest bonus · 0.25–1% cashback

    €5–€20 on €2,000

    1.3/5 · Not recommended

  5. Maclear bonus · 3% cashback

    €60 on €2,000

    1.3/5 · Not recommended

  6. Loanch bonus · 1% cashback

    €20 on €2,000

    1.0/5 · Not recommended

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need a Nectaro referral code?

No, you don't need a Nectaro referral code to get Nectaro's Newbies cashback. Nectaro gives the Newbies cashback to new investors who complete registration, the identity check and the Suitability & Appropriateness assessment. The Nectaro sign-up form has a referral code field, and the Newbies cashback doesn't need anything in it. No promo code or bonus code is needed either.

Can I get the bonus if I already have a Nectaro account?

No, the Nectaro bonus is for new investors only. Existing Nectaro investors can earn cashback through Nectaro's Boost campaign, which pays on investments marked Boost at a rate Nectaro sets, up to €1,000 a month. The sign-up bonuses of other platforms are listed under all P2P bonuses.

When do I get the Nectaro bonus?

Nectaro credits the Newbies cashback to your Nectaro account in the month after your 30 days end.

Can I withdraw the Nectaro bonus?

Yes, the Nectaro bonus is credited as cash you can withdraw straight away.

Do I pay tax on the Nectaro bonus?

Whether you pay tax on the Nectaro bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How does Nectaro's refer-a-friend program work?

Nectaro's refer-a-friend program pays an existing Nectaro investor 1% of an invited friend's average invested balance over the friend's first 30 days, once the friend invests at least €300 in that time. The invited friend gets a one-time 1% reward too, and a new Nectaro account gets either that reward or the Newbies cashback, never both. Nectaro's terms bar refer-a-friend links from review sites, so this page carries none.

How much do I need to invest to get the Nectaro bonus?

€50 is the least you can invest to get the Nectaro bonus. €50 is Nectaro's own minimum, and the bonus sets no minimum of its own. Nectaro's cashback is capped at €1,000.

Has Nectaro offered other bonuses before?

Yes, Nectaro has 20 offers open to new investors on record since February 2024. 17 of them are campaigns, and 3 are versions of its standard sign-up offer, one for each change in its terms. The latest campaign, Summer Storm, ended on 26 August 2026. Nectaro has started 6 campaigns since November 2025.

How is the Nectaro cashback calculated?

Nectaro's Newbies cashback is 1% of your average daily investment balance over your first 30 days after registering. €1,000 invested on day one and kept invested for all 30 days earns €10. The same €1,000 invested halfway through the 30 days earns about €5, because it counts for only half the days in the average.

Does Nectaro cap the cashback?

Yes, Nectaro caps the Newbies cashback at €1,000, which takes an average balance of €100,000 over the 30 days.
Uffe Stjernholm
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms