PeerBerry Bonus 2026: Get 0.5% Extra Interest on Loans Bought in Your First 90 Days

The PeerBerry bonus is an extra 0.5% interest rate on what new investors invest in their first 90 days, as of November 2026. PeerBerry adds the extra rate once you invest at least €10 within 30 days.

By Uffe Stjernholm
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PeerBerry logo

PeerBerry

3.0/5 · Investable

0.5% extra interest

On what you invest in your first 90 days, from €10 invested within 30 days

€3.33–€10 on €2,000, depending on loan length · about +0.17 to 0.5 percentage points on your first year's return

PeerBerry bonus terms ↗ · Checked against PeerBerry's own pages

Investing on PeerBerry puts your capital at risk, and a bonus doesn't change that.

Claim bonus

Opens peerberry.com

Bonus
0.5%
Extra interest
Required
€10
Within 30 days, to qualify
Time to invest
90 days
Promo code
None
No code to enter

What is the PeerBerry bonus?

The PeerBerry bonus is an extra 0.5% interest rate on the loans you buy in your first 90 days after registering, as of November 2026. PeerBerry gives the extra rate to new investors who deposit and invest at least €10 within 30 days of registering.

PeerBerry’s loyalty program runs separately from the welcome bonus, for larger accounts.

How to claim on PeerBerry

  1. Open PeerBerry through the link on this page

    Use the claim button above to open PeerBerry's registration.

    Claim bonus ↑
  2. Register and verify your identity

    Sign up with your real details. PeerBerry then asks you to verify your identity.

  3. Deposit and invest at least €10 within 30 days

    PeerBerry adds the extra interest only to the loans you buy in your first 90 days, so set up auto-invest early. Money waiting in your account earns no extra interest.

What is the bonus worth for your amount?

PeerBerry’s offer is extra interest on each loan, so what it’s worth depends on how much you invest in your first 90 days and on how long those loans run. A loan that runs 30 days earns the extra rate for 30 days, and a 12-month loan earns it for a year.

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€3.33–€10
Added to your first year's return
about +0.17 to 0.5 percentage points
Paid as extra interest. The figures cover your first year, for loans that run 4 to 24 months

Mistakes that reduce the bonus

Expecting auto-invest to place your money at once
PeerBerry's auto-invest queue serves loyalty-tier strategies first, and every account stays at the Basic tier until day 90. Money still waiting for loans when your 90 days end never gets the extra interest.
Registering before you're ready to deposit
PeerBerry's 90 days run from registration, so every day before your first deposit is a day you can't buy loans with the extra interest.

Offer history

PeerBerry has 2 offers open to new investors on record since November 2020.

Offers on PeerBerry
Offer Conditions From Until
0.5% extra interest €10+ invested within 30 days, then investments in the first 90 days count RunningVerified 10 Nov 2026Claim
0.5% extra interest Invested within 90 days

The dates come from PeerBerry's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running.

How PeerBerry's offer compares

PeerBerry's offer pays €3.33 to €10 on €2,000 invested, depending on how long the investments run. Counted at its lowest figure, €3.33, PeerBerry's offer pays less than any of the other 23 bonuses on this site. PeerBerry's offer needs €10 invested. Of the other 22 bonuses on this site with a verified minimum, 13 need more, 8 need the same and 1 needs less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

    3.3/5 · Investable

  2. Mintos bonus · €25 bonus

    €25 on €2,000

    4.0/5 · Recommended

  3. Nectaro bonus · 1% cashback

    €20 on €2,000

    3.0/5 · Investable

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

    3.4/5 · Investable

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

    3.0/5 · Investable

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

    3.8/5 · Recommended

  7. PeerBerry bonus · 0.5% extra interest You're here

    €3.33–€10 on €2,000, depending on loan length

    3.0/5 · Investable
    Claim bonus

    Opens peerberry.com

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

    2.6/5 · High risk

  2. Lendermarket bonus · 1.5% cashback

    €30 on €2,000

    2.3/5 · High risk

  3. Robocash bonus · 1–2.5% cashback

    €20 on €2,000

    2.8/5 · High risk

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

    2.0/5 · High risk

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

    2.7/5 · High risk

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated

  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP

  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II

  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback

    €20 on €2,000

    1.6/5 · Not recommended

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

    1.5/5 · Not recommended

  3. Estateguru bonus · 0.5% cashback

    €10 on €2,000, paid as investment credit

    1.3/5 · Not recommended

  4. Lonvest bonus · 0.25–1% cashback

    €5–€20 on €2,000

    1.3/5 · Not recommended

  5. Maclear bonus · 3% cashback

    €60 on €2,000

    1.3/5 · Not recommended

  6. Loanch bonus · 1% cashback

    €20 on €2,000

    1.0/5 · Not recommended

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need a PeerBerry promo code?

No, you don't need a PeerBerry promo code to get PeerBerry's welcome bonus. The conditions PeerBerry publishes for its welcome bonus name no code. No referral code or bonus code is needed either.

Can I get the bonus if I already have a PeerBerry account?

No, the PeerBerry bonus is for new investors only. Existing PeerBerry investors can still earn more through PeerBerry's loyalty program.

When do I get the PeerBerry bonus?

The PeerBerry bonus is paid with the interest on each loan.

Do I pay tax on the PeerBerry bonus?

Whether you pay tax on the PeerBerry bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How much do I need to invest to get the PeerBerry bonus?

€10 is the least you can invest to get the PeerBerry bonus. PeerBerry's condition is a deposit and an investment of at least €10 within 30 days of registering, as of November 2026.

Is the PeerBerry bonus paid as cashback?

No, the PeerBerry bonus is paid as extra interest of 0.5% a year on what you invest in your first 90 days, inside each investment's interest payments. On €2,000 invested, the extra interest comes to €3.33 to €10 in your first year, depending on how long the investments run.

Has PeerBerry offered other bonuses before?

Yes, PeerBerry has 2 offers open to new investors on record since November 2020.

How does the PeerBerry loyalty program work?

PeerBerry's loyalty program runs separately from the welcome bonus and gives larger accounts extra interest and an earlier place in PeerBerry's auto-invest queue.
Uffe Stjernholm
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms