Estateguru Bonus 2026: Get 0.5% Cashback on Your First 90 Days

The Estateguru bonus is 0.5% cashback on what new investors invest in their first 90 days, as of November 2026. Estateguru pays the bonus only for sign-ups through a partner link. Estateguru is rated 1.3 out of 5, Not recommended, in the Estateguru review.

By Uffe Stjernholm
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Estateguru logo

Estateguru

1.3/5 · Not recommended

0.5% cashback

On your investments within 90 days

€10 on €2,000 · +0.5 percentage points on your first year's return, paid as investment credit

Checked against the offer listing for affiliate sites

Investing on Estateguru puts your capital at risk, and a bonus doesn't change that.

Claim bonus

Opens estateguru.co

Bonus
0.5%
Cashback
Required
€50
Platform minimum. No bonus minimum.
Time to invest
90 days
Hold
Not stated
By the platform
Referral code
None
Via the link

What is the Estateguru bonus?

Estateguru’s welcome offer is 0.5% cashback on what you invest in Estateguru’s projects in your first 90 days after registration, added to your account once each project you invested in is funded. Estateguru pays the cashback as investment credit, which its user terms don’t let you withdraw. The credit becomes withdrawable once the loan you invest it in has repaid.

The cashback is Estateguru’s cost of winning a new investor, and it says nothing about the loans your money buys. Estateguru’s secondary market closed on 5 August 2026, with no reopening announced by 2 November 2026. Money in an Estateguru loan, the cashback credit included, comes back only as that loan repays.

How to claim on Estateguru

  1. Open the link on this page

    Open it in the browser you'll register in. The link carries an Estateguru referral code, so the referral code field on the sign-up form can stay empty. Ad blockers can block the tracking that credits your sign-up to the link, so turn them off while you register.

    Claim bonus ↑
  2. Register and pass the checks

    Estateguru verifies your identity through Onfido and asks the EU appropriateness questionnaire about your investing experience, which its crowdfunding licence requires.

  3. Deposit by bank transfer

    Estateguru takes deposits in euros by bank transfer only, from a current account in your own name at a licensed bank in the European Economic Area.

  4. Invest in projects within the window

    Investments in Estateguru's projects count toward the cashback whether you pick them by hand or through Auto Invest. The window runs from registration.

  5. Receive the cashback as credit

    Estateguru adds the cashback to your account as each project you invested in is funded.

    As each project is funded

What is the cashback worth for your amount?

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€10
Added to your first year's return, once
+0.5 percentage points

Mistakes that reduce the cashback

Investing only by hand
Estateguru's conflicts-of-interest policy says some loans are funded wholly by Auto Invest. A deposit that waits for loans you pick by hand can miss those and sit uninvested while the window runs.
Opening a second account
A bonus claimed through an extra account can be taken back, because Estateguru's user terms allow one account per person.

Offer history

Estateguru has 5 offers open to new investors on record since December 2016. 4 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, 8% Campaign, ended on 21 October 2026. Estateguru has started 3 campaigns since November 2025.

Offers on Estateguru
Offer Conditions From Until
0.5% cashback Invested within 90 days RunningVerified 10 Nov 2026Claim
8% Campaign 1% extra interest €100+ invested
Temporary cashback boost on manual investments 0.5–1% cashback €100+ invested
EG Grow 1% extra interest €100+ invested
September Cashback Campaign 0.5–1% cashback €1,000+ invested

The dates come from Estateguru's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running. "About" marks a date worked out from other evidence.

How Estateguru's offer compares

Estateguru's offer pays €10 on €2,000 invested. Of the other 23 bonuses on this site, 13 pay more on that amount, 5 pay the same and 5 pay less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

    3.3/5 · Investable

  2. Mintos bonus · €25 bonus

    €25 on €2,000

    4.0/5 · Recommended

  3. Nectaro bonus · 1% cashback

    €20 on €2,000

    3.0/5 · Investable

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

    3.4/5 · Investable

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

    3.0/5 · Investable

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

    3.8/5 · Recommended

  7. PeerBerry bonus · 0.5% extra interest

    €3.33–€10 on €2,000, depending on loan length

    3.0/5 · Investable

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

    2.6/5 · High risk

  2. Lendermarket bonus · 1.5% cashback

    €30 on €2,000

    2.3/5 · High risk

  3. Robocash bonus · 1–2.5% cashback

    €20 on €2,000

    2.8/5 · High risk

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

    2.0/5 · High risk

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

    2.7/5 · High risk

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated

  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP

  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II

  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback

    €20 on €2,000

    1.6/5 · Not recommended

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

    1.5/5 · Not recommended

  3. Estateguru bonus · 0.5% cashback You're here

    €10 on €2,000, paid as investment credit

    1.3/5 · Not recommended
    Claim bonus

    Opens estateguru.co

  4. Lonvest bonus · 0.25–1% cashback

    €5–€20 on €2,000

    1.3/5 · Not recommended

  5. Maclear bonus · 3% cashback

    €60 on €2,000

    1.3/5 · Not recommended

  6. Loanch bonus · 1% cashback

    €20 on €2,000

    1.0/5 · Not recommended

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need an Estateguru referral code?

No, you don't need an Estateguru referral code to get the Estateguru bonus. Signing up through our referral link gives new investors 0.5% cashback as of November 2026. Our referral link is an affiliate link we earn a commission on, not Estateguru's refer-a-friend program. The Estateguru sign-up form has a referral code field, and the Estateguru bonus doesn't need anything in it. No promo code or bonus code is needed either. The referral link on this page carries an Estateguru referral code itself, so you have nothing to type.

Can I get the bonus if I already have an Estateguru account?

No, the Estateguru bonus is for new investors only. Estateguru's user terms allow one account per person and let Estateguru reclaim bonuses claimed through extra accounts. The sign-up bonuses of other platforms are listed under all P2P bonuses.

When do I get the Estateguru bonus?

The Estateguru bonus is credited when each project is funded.

Can I withdraw the Estateguru bonus?

No, the Estateguru bonus is paid as investment credit, which you have to invest first. The money becomes withdrawable once the loan you invest it in has repaid.

Do I pay tax on the Estateguru bonus?

Whether you pay tax on the Estateguru bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How does Estateguru's refer-a-friend program work?

Estateguru's refer-a-friend program pays the inviting investor and the friend 0.5% each of the friend's primary-market investments in their first 90 days. Estateguru adds a €15 investment credit for each of them once the friend has invested €500 in that time.

Has Estateguru offered other bonuses before?

Yes, Estateguru has 5 offers open to new investors on record since December 2016. 4 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, 8% Campaign, ended on 21 October 2026. Estateguru has started 3 campaigns since November 2025.

Which investments count toward the cashback?

Investments in Estateguru's projects that you make by hand or through Auto Invest in your first 90 days count toward the Estateguru cashback, once each project is funded. EG Grow investments are excluded from Estateguru's refer-a-friend cashback, and no public Estateguru text says whether they count toward this offer.
Uffe Stjernholm
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms