Robocash Bonus 2026: Get Up to 2.5% Cashback on New Deposits Until 17 November

The Robocash bonus is 1–2.5% cashback on what investors invest from new deposits, as of November 2026. New and existing Robocash investors qualify once they invest at least €1,000.

By Uffe Stjernholm
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1–2.5% cashback

On €1,000+ invested

€20 on €2,000 · +1 percentage point on your first year's return

Keep your money invested, with no withdrawals, until 15 February 2027

Investing on Robocash puts your capital at risk, and a bonus doesn't change that.

Ends 17 Nov 2026

Claim bonus

Opens robo.cash

Bonus
1–2.5%
Cashback
Required
€1,000
To qualify for the bonus
Time to invest
Until 17 Nov 2026
The offer's last day
Hold
Until 15 Feb 2027
Keep your money invested, no withdrawals
Promo code
None
No code to enter

What is the Robocash bonus?

The Robocash bonus is 1–2.5% cashback on the new money you deposit and invest on Robocash from 3 to 17 November 2026, from €1,000 invested. Robocash’s campaign terms open it to every registered Robocash user, so investors who already have an account can join too.

Robocash's top rate of 2.5% is above 1%, the typical rate among the 20 cashback offers on this site.

Robocash pays the cashback whether or not you sign up through a partner link, so the link on this page adds no extra bonus. Robocash’s affiliate program gives investors no bonus of its own.

Robocash pays the cashback only if you make no withdrawals from 18 November 2026 to 15 February 2027. Robocash credits the cashback to your account after 16 February 2027.

Robocash pays the cashback to bring in new money, so its rate says nothing about how safe the platform is.

How to claim on Robocash

You claim Robocash’s cashback in five steps, and the last one runs until 15 February 2027.

  1. Register on Robocash

    Sign up through the link on this page or on Robocash's own site, since the cashback is the same either way. If you already have a Robocash account, go straight to the deposit.

    Claim bonus ↑
  2. Verify your identity

    Robocash checks your identity through SumSub, with your passport and proof of address, before you can invest.

  3. Deposit by 16 November

    Send a SEPA transfer in euros from a bank account in your own name. Robocash's announcement advises sending it by 16 November 2026, because a bank transfer can take 1–2 business days.

    1–2 business days
  4. Invest it by 17 November

    Create a Robocash portfolio and invest the new money by 17 November 2026. The cashback starts at €1,000 invested in the campaign.

  5. Keep your money on Robocash until 15 February 2027

    Make no withdrawals from 18 November 2026 to 15 February 2027, and turn off the "Payout to the bank" option in every portfolio. Robocash credits the cashback to your account after 16 February 2027.

    After 16 Feb 2027

What is the cashback worth for your amount?

Robocash’s cashback rate follows the total you invest from new deposits during the campaign, and the rate of your bracket applies to the whole total.

Total invested from 3 to 17 November 2026Cashback rate
€1,000 to €9,999.991%
€10,000 to €24,999.991.5%
€25,000 to €49,999.992%
€50,0002.5%

Robocash pays no cashback below €1,000. The top rate needs €50,000, the most Robocash accepts in deposits in a month. Robocash’s announcement calculates the cashback from the rise in your balance between 3 and 17 November.

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€20
Added to your first year's return, once
+1 percentage point

A friend's Robocash refer-a-friend link pays new investors 0.5% of what they invest in their first 30 days, once they invest €500. On €500 to under €1,000 invested, the friend's 0.5% is more than this offer pays.

Mistakes that reduce the cashback

Withdrawing before 16 February 2027
Any withdrawal from 18 November 2026 to 15 February 2027 costs you the whole cashback, whatever its size.
Leaving "Payout to the bank" on
A portfolio with "Payout to the bank" turned on pays money out to your bank, and Robocash's announcement advises turning the option off in every portfolio to keep the cashback.
Depositing on the last day
Only money deposited and invested by 17 November 2026 counts, and a bank transfer can take 1–2 business days.
Stopping just below a bracket
The rate of your bracket applies to your whole total, so €9,999 invested earns 1% on all of it and €10,000 earns 1.5% on all of it.

Offer history

Robocash has 5 offers open to new investors on record since January 2020. All of them are campaigns. The current offer is itself a campaign, running until 17 November 2026. Robocash has started 1 campaign since November 2025.

Offers on Robocash
Offer Conditions From Until
1–2.5% cashback €1,000+ invested, kept invested to 15 Feb 2027 Verified 10 Nov 2026Claim
Invest & earn 1% cashback! 1% cashback Unknown
Christmas cashback campaign 1% cashback Unknown
Cashback Campaign 1% cashback Unknown
Cashback Campaign for loans from Singapore 1% cashback Unknown

The dates come from Robocash's own terms, posts and announcements, and from archived copies of its website.

How Robocash's offer compares

Robocash's offer pays €20 on €2,000 invested. Of the other 23 bonuses on this site, 6 pay more on that amount, 6 pay the same and 11 pay less. Robocash's offer needs €1,000 invested. Of the other 22 bonuses on this site with a verified minimum, 1 needs more, 1 needs the same and 20 need less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

  2. Mintos bonus · €25 bonus

    €25 on €2,000

  3. Nectaro bonus · 1% cashback

    €20 on €2,000

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

  7. PeerBerry bonus · 0.5% extra interest

    €3.33–€10 on €2,000, depending on loan length

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

  2. Lendermarket bonus · 1.5% cashback

    €30 on €2,000

  3. Robocash bonus · 1–2.5% cashback You're here

    €20 on €2,000

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated
  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated
  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated
  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP
  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II
  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback

    €20 on €2,000

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

  3. Estateguru bonus · 0.5% cashback

    €10 on €2,000, paid as investment credit

  4. Lonvest bonus · 0.25–1% cashback

    €5–€20 on €2,000

  5. Maclear bonus · 3% cashback

    €60 on €2,000

  6. Loanch bonus · 1% cashback

    €20 on €2,000

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need a Robocash referral code?

No, you don't need a Robocash referral code to get the Robocash bonus. New and existing Robocash investors can get the Robocash bonus whichever way they sign up. No promo code or bonus code is needed either.

Can I get the bonus if I already have a Robocash account?

Yes, the Robocash bonus is open to investors who already have a Robocash account. Existing Robocash investors can also earn more through Robocash's loyalty program.

When do I get the Robocash bonus?

Robocash credits the Robocash bonus to your Robocash account after 16 February 2027, according to its campaign terms.

Can I withdraw money before the Robocash bonus is paid?

No, any withdrawal from your Robocash account between 18 November 2026 and 15 February 2027 costs you the Robocash bonus, under Robocash's campaign terms. Robocash's announcement advises turning off the “Payout to the bank” option in every portfolio to keep the cashback.

Do I pay tax on the Robocash bonus?

Whether you pay tax on the Robocash bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How does Robocash's refer-a-friend program work?

Robocash's refer-a-friend program pays the same reward to you and to the investor who invited you, credited 30 days after you register and capped at €10 each. A friend's Robocash refer-a-friend link pays new investors 0.5% of what they invest in their first 30 days, once they invest €500. On €500 to under €1,000 invested, the friend's 0.5% is more than this offer pays.

How much do I need to invest to get the Robocash bonus?

€1,000 is the least you can invest to get the Robocash bonus.

Has Robocash offered other bonuses before?

Yes, Robocash has 5 offers open to new investors on record since January 2020. All of them are campaigns. The current offer is itself a campaign, running until 17 November 2026. Robocash has started 1 campaign since November 2025.
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms