1% cashback
On your investments within 90 days
€20 on €2,000 · +1 percentage point on your first year's return
Hive5 bonus terms ↗ · Checked against Hive5's own pages
Investing on Hive5 puts your capital at risk, and a bonus doesn't change that.
Hive5 Bonus 2026: Get 1% Cashback on Your First 90 Days
The Hive5 bonus is 1% cashback on what new investors invest in their first 90 days, as of November 2026. Hive5 pays the bonus only for sign-ups through a partner link. Hive5 is rated 1.5 out of 5, Not recommended, in the Hive5 review.
Bonus
1%
Cashback
Required
€10
Platform minimum. No bonus minimum.
Time to invest
90 days
Hold
Not stated
By the platform
Promo code
None
Via the link
What is the Hive5 bonus?
The Hive5 bonus is 1% cashback on every investment you make in your first 90 days after registering. Hive5 gives it to new investors who register through an affiliate link, such as the one on this page. Hive5’s registration form has no code field.
Hive5's 1% is the most common rate among the 20 cashback offers on this site. Hive5 gives you 90 days to invest. 90 days is the most common length among the bonuses on this site with a set number of days. 11 others also give 90 days, 8 give you less and 1 gives you more.
The cashback is Hive5’s cost of winning a new investor, and it says nothing about the loans your money buys.
How to claim Hive5’s cashback
- Click the claim button on this page
Open the link in the browser you'll register in.
Claim bonus ↑ - Register and verify your identity
Sign up with your real details and verify your identity. The account behind the Hive5 review was verified two hours after registration, in May 2023.
~2 hours - Deposit and invest within 90 days
Every euro you invest in your first 90 days counts toward the 1% cashback. Hive5's auto-invest can put new money and repayments into loans that match your settings.
Ongoing - Receive your cashback
Hive5 publishes no payout date for the cashback.
What is the cashback worth for your amount?
Bonus value calculator
What the bonus pays at €2,000 invested
€
Bonus
€20
Added to your first year's return, once
+1 percentage point
A friend's Hive5 refer-a-friend link pays new investors €20 once they invest €1,000. On €1,000 to under €2,000 invested in your first 30 days, the friend's €20 is more than this offer pays.
Common mistakes that reduce the bonus
Registering without the link
An account opened without the link earns no cashback, because Hive5 gives it to new investors who register through an affiliate link.
Ad blocker during sign-up
An ad blocker can stop the link from crediting your sign-up, and then the cashback never tracks. Turn it off until the account exists.
Waiting to invest
Only invested money earns Hive5's cashback. Cash left waiting in your account during your first 90 days earns none.
Offer history
Hive5 has 5 offers open to new investors on record since November 2025. 4 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, November cashback, runs until 5 December 2026. Hive5 has started 4 campaigns since November 2025.
| Offer | Conditions | From | Until |
|---|---|---|---|
| November cashback 0.5–3% cashback | €100+ invested within 30 days | Verified 10 Nov 2026Claim | |
| 1% cashback | Invested within 90 days | RunningVerified 10 Nov 2026Claim | |
| October cashback 0.5–3% cashback | €100+ invested within 30 days | ||
| August–September cashback campaign 3% cashback | Invested within 180 days | ||
| New Investor Welcome Bonus: +2% Cashback 2% cashback | €100+ invested within 30 days |
The dates come from Hive5's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running.
How Hive5's offer compares
Hive5's offer pays €20 on €2,000 invested. Of the other 23 bonuses on this site, 6 pay more on that amount, 6 pay the same and 11 pay less.
The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.
-
LANDE bonus · 3% cashback
€60 on €2,000
-
Mintos bonus · €25 bonus
€25 on €2,000
-
Nectaro bonus · 1% cashback
€20 on €2,000
-
VIAINVEST bonus · 0.5% cashback
€10 on €2,000
-
TWINO bonus · 0.5–2% cashback
€10–€40 on €2,000
-
Go & Grow bonus · €5 bonus
€5 on €2,000
-
PeerBerry bonus · 0.5% extra interest
€3.33–€10 on €2,000, depending on loan length
High risk
-
InSoil bonus · 2% cashback
€40 on €2,000
-
Lendermarket bonus · 1.5% cashback
€30 on €2,000
-
Robocash bonus · 1–2.5% cashback
€20 on €2,000
-
Esketit bonus · 0.5% cashback
€10 on €2,000
-
Monefit bonus · 0.25% cashback
€5 on €2,000
Not reviewed yet
-
Modena bonus · €25 bonus + 1% cashback
€45 on €2,000
Not reviewed yet · Unregulated -
Triple Dragon Funding bonus · 1% cashback
€20 on €2,000
Not reviewed yet · Unregulated -
Devon bonus · 1% cashback
€20 on €2,000
Not reviewed yet · Unregulated -
Afranga bonus · 0.5% cashback
€10 on €2,000
Not reviewed yet · ECSP -
Indemo bonus · 0.5% cashback
€10 on €2,000
Not reviewed yet · MiFID II -
Crowdpear bonus · 1% extra interest
€5–€20 on €2,000, depending on loan length
Not reviewed yet · ECSP
Bonuses on platforms rated Not recommended
-
Debitum bonus · 1% cashback
€20 on €2,000
-
Hive5 bonus · 1% cashback You're here
€20 on €2,000
-
Estateguru bonus · 0.5% cashback
€10 on €2,000, paid as investment credit
-
Lonvest bonus · 0.25–1% cashback
€5–€20 on €2,000
-
Maclear bonus · 3% cashback
€60 on €2,000
-
Loanch bonus · 1% cashback
€20 on €2,000
All P2P bonuses are on one page, in the same order.
Frequently asked questions
Do I need a Hive5 referral code?
No, you don't need a Hive5 referral code to get the Hive5 bonus. Signing up through our referral link gives new investors 1% cashback as of November 2026. Our referral link is an affiliate link we earn a commission on, not Hive5's refer-a-friend program. No promo code or bonus code is needed either.
Can I get the bonus if I already have a Hive5 account?
No, the Hive5 bonus is for new investors only. Existing Hive5 investors can still earn more through Hive5's loyalty program.
When do I get the Hive5 bonus?
Hive5 publishes no payout date for its sign-up cashback, as of November 2026.
Do I pay tax on the Hive5 bonus?
Whether you pay tax on the Hive5 bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.
How does Hive5's refer-a-friend program work?
Hive5's refer-a-friend program pays the invited friend €20, per Hive5's refer-a-friend terms of September 2026. The friend has to invest at least €1,000 within their first 30 days, in loans of 6 months or longer bought new from Hive5, not from other investors. The friend's investments have to stay active until they mature. The inviting investor gets 1% of the friend's investments, at least €20 and at most €100. The inviting investor has to report the referral to Hive5's support within 30 days, and Hive5 processes the rewards by hand. A friend's Hive5 refer-a-friend link pays new investors €20 once they invest €1,000. On €1,000 to under €2,000 invested in your first 30 days, the friend's €20 is more than this offer pays.
How much do I need to invest to get the Hive5 bonus?
€10 is the least you can invest to get the Hive5 bonus. €10 is Hive5's own minimum, and the bonus sets no minimum of its own. Hive5's cashback is capped at €300.
Has Hive5 offered other bonuses before?
Yes, Hive5 has 5 offers open to new investors on record since November 2025. 4 of them are campaigns, and 1 is its standard sign-up offer. The latest campaign, November cashback, runs until 5 December 2026. Hive5 has started 4 campaigns since November 2025.
How does Hive5's sign-up offer relate to its loyalty program?
Hive5's loyalty program is separate from its sign-up cashback and has conditions of its own.
