Lonvest Bonus 2026: Get Up to 1% Cashback on Your First 90 Days

The Lonvest bonus is 0.25–1% cashback on what new investors invest from new deposits in their first 90 days, as of November 2026. Lonvest pays the bonus only for sign-ups through a partner link. Lonvest is rated 1.3 out of 5, Not recommended, in the Lonvest review.

By Uffe Stjernholm
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Lonvest logo

Lonvest

1.3/5 · Not recommended

0.25–1% cashback

On what you invest from new deposits within 90 days

€5–€20 on €2,000 · +0.25 to 1 percentage points on your first year's return

Keep each investment for 30 days

Lonvest bonus terms ↗

Investing on Lonvest puts your capital at risk, and a bonus doesn't change that.

Claim bonus

Opens lonvest.com

Bonus
0.25–1%
Cashback
Required
€50
Platform minimum. No bonus minimum.
Time to invest
90 days
From sign-up
Hold
30 days
Each investment
Promo code
None
Via the link

What is the Lonvest bonus?

Lonvest’s welcome offer is 0.25–1% cashback on money you deposit from an outside account and invest in your first 90 days after registration, at a rate set by the length you choose. Lonvest’s Cashback Policy pays the lowest rate on a 30-day investment and the highest on a 365-day one, and it counts an investment only if the investment stays active for at least 30 days.

Lonvest's top rate of 1% is the most common rate among the 20 cashback offers on this site.

Lonvest invests your money only through its auto-invest, where you pick a country and a period of 30 days, 3 months, 6 months or a year, so the period you pick there sets your cashback rate.

The cashback is Lonvest’s cost of winning a new investor, and it says nothing about the loans your money buys.

How to claim on Lonvest

  1. Open the link on this page

    Lonvest's Cashback Policy pays the cashback only to investors who register through a special referral link, and the link on this page is one. Open it in the browser you'll register in, and turn off ad blockers while you sign up, since they can block the tracking that credits your sign-up to the link.

    Claim bonus ↑
  2. Register and verify your identity

    Lonvest verifies your identity through Sumsub, proof of address included, before you can deposit.

  3. Deposit from your own bank account

    Deposit by SEPA bank transfer from an account in your own name. Only money deposited from an outside account counts toward the cashback.

  4. Invest through auto-invest within the window

    Choose a country and a period in Lonvest's auto-invest form, and whether to reinvest when the period ends.

  5. Receive your cashback

    Lonvest credits the cashback to your Lonvest account within 30 business days after it verifies your deposits and investments.

    Within 30 business days

What is the cashback worth for your amount?

Bonus value calculator
What the bonus pays at €2,000 invested
Bonus
€5–€20
Added to your first year's return, once
+0.25 to 1 percentage points

Mistakes that reduce the cashback

Reinvesting short terms
Reinvested money earns no cashback under Lonvest's Cashback Policy, so a 30-day term that auto-invest reinvests three times in the window earns the cashback only on the first round.
Leaving within 30 days
An investment ended within 30 days of funding earns no cashback, early exit included, and with any early exit on Lonvest you lose the interest the investment has earned.
Waiting to deposit
Lonvest has stopped taking new deposits at least twice, in 2024 and in July 2025, when it had too few loans for the money coming in. A pause during your window leaves you fewer days to invest.

Offer history

Lonvest has 3 offers open to new investors on record since December 2023.

Offers on Lonvest
Offer Conditions From Until
0.25–1% cashback Invested within 90 days RunningVerified 10 Nov 2026Claim
1% cashback Invested within 90 days
1% cashback Invested within 90 days

The dates come from Lonvest's own terms, posts and announcements, and from archived copies of its website. A date marked "or earlier" or "or later" is the first or last day the evidence shows the offer running. "About" marks a date worked out from other evidence.

How Lonvest's offer compares

Lonvest's offer pays €5 to €20 on €2,000 invested, depending on how long the investments run. Counted at its lowest figure, €5, 19 of the other 23 bonuses on this site pay more, 3 pay the same and 1 pays less.

The list groups the offers by each platform's rating, from Recommended and Investable down to Not recommended. Within each group, the offers run from the most to the least they pay on €2,000. The Not recommended group is ordered by rating instead.

  1. LANDE bonus · 3% cashback

    €60 on €2,000

    3.3/5 · Investable

  2. Mintos bonus · €25 bonus

    €25 on €2,000

    4.0/5 · Recommended

  3. Nectaro bonus · 1% cashback

    €20 on €2,000

    3.0/5 · Investable

  4. VIAINVEST bonus · 0.5% cashback

    €10 on €2,000

    3.4/5 · Investable

  5. TWINO bonus · 0.5–2% cashback

    €10–€40 on €2,000

    3.0/5 · Investable

  6. Go & Grow bonus · €5 bonus

    €5 on €2,000

    3.8/5 · Recommended

  7. PeerBerry bonus · 0.5% extra interest

    €3.33–€10 on €2,000, depending on loan length

    3.0/5 · Investable

High risk

  1. InSoil bonus · 2% cashback

    €40 on €2,000

    2.6/5 · High risk

  2. Lendermarket bonus · 1.5% cashback

    €30 on €2,000

    2.3/5 · High risk

  3. Robocash bonus · 1–2.5% cashback

    €20 on €2,000

    2.8/5 · High risk

  4. Esketit bonus · 0.5% cashback

    €10 on €2,000

    2.0/5 · High risk

  5. Monefit bonus · 0.25% cashback

    €5 on €2,000

    2.7/5 · High risk

Not reviewed yet

  1. Modena bonus · €25 bonus + 1% cashback

    €45 on €2,000

    Not reviewed yet · Unregulated

  2. Triple Dragon Funding bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  3. Devon bonus · 1% cashback

    €20 on €2,000

    Not reviewed yet · Unregulated

  4. Afranga bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · ECSP

  5. Indemo bonus · 0.5% cashback

    €10 on €2,000

    Not reviewed yet · MiFID II

  6. Crowdpear bonus · 1% extra interest

    €5–€20 on €2,000, depending on loan length

    Not reviewed yet · ECSP

Bonuses on platforms rated Not recommended

  1. Debitum bonus · 1% cashback

    €20 on €2,000

    1.6/5 · Not recommended

  2. Hive5 bonus · 1% cashback

    €20 on €2,000

    1.5/5 · Not recommended

  3. Estateguru bonus · 0.5% cashback

    €10 on €2,000, paid as investment credit

    1.3/5 · Not recommended

  4. Lonvest bonus · 0.25–1% cashback You're here

    €5–€20 on €2,000

    1.3/5 · Not recommended
    Claim bonus

    Opens lonvest.com

  5. Maclear bonus · 3% cashback

    €60 on €2,000

    1.3/5 · Not recommended

  6. Loanch bonus · 1% cashback

    €20 on €2,000

    1.0/5 · Not recommended

All P2P bonuses are on one page, in the same order.

Frequently asked questions

Do I need a Lonvest promo code?

No, you don't need a Lonvest promo code to get the Lonvest bonus. Signing up through our referral link gives new investors 0.25–1% cashback as of November 2026. Our referral link is an affiliate link we earn a commission on, not Lonvest's refer-a-friend program. No referral code or bonus code is needed either.

Can I get the bonus if I already have a Lonvest account?

No, the Lonvest bonus is for new investors only. Existing Lonvest investors can still earn more through Lonvest's loyalty program.

Do I pay tax on the Lonvest bonus?

Whether you pay tax on the Lonvest bonus depends on the country you're taxed in. The tax rules checked for the 31 countries this site covers don't mention P2P platform bonuses directly, as of October 2026. Finland's income tax act comes closest. Since 1 January 2026, Finland's income tax act treats cashback earned on investments as capital income. Whether the Finnish rule covers foreign P2P platforms is unsettled. In other countries, a bonus can count as investment income, as other income or, in some readings, as no income at all. The category decides your tax rate and whether a tax-free allowance for small amounts applies. Your tax authority or a tax adviser can tell you which category applies to you.

How does Lonvest's refer-a-friend program work?

Lonvest's refer-a-friend program pays the inviting investor and the friend the same rate each, set by the term the friend picks, on what the friend deposits and invests in their first 30 days, up to €1,000 each.

How much do I need to invest to get the Lonvest bonus?

€50 is the least you can invest to get the Lonvest bonus. €50 is Lonvest's own minimum, and the bonus sets no minimum of its own. Each investment has to stay invested for 30 days to count toward the Lonvest bonus.

Has Lonvest offered other bonuses before?

Yes, Lonvest has 3 offers open to new investors on record since December 2023.

Which investments count toward the cashback?

Only your first deposit from an outside account counts toward the Lonvest cashback, and only the part of it you invest within 90 days of registering. Lonvest's Cashback Policy says "Only the initial deposit made from an external account and invested will qualify," so reinvested money doesn't count either. The Lonvest cashback rate follows the term you choose, 0.25% for 30 days, 0.5% for 90 days, 0.75% for 180 days and 1% for 365 days. A Lonvest investment ended within 30 days of funding earns no cashback.
Uffe Stjernholm
Uffe Stjernholm
P2P investor since 2018

European P2P lending investor since April 2018. Active across numerous platforms with my own money on the line. Survived the 2020 COVID liquidity crunch and its wave of originator collapses — and learned its hardest lesson: never trust a buyback obligation from a thinly capitalised originator.

8+ years experience Own money on 8 of 21 reviewed platforms